Summary of Typical Insurance Terms

• World wide all risks cover
• Protection against under-insurance
• No restrictive warranties such as requirements to set alarms and use safes
• Unlimited cover for buildings often provided
• A complimentary home appraisal service providing building valuation, advice on coverage of contents and valuables and burglary and fire protection
• Special provision for valuables such as cover for loss in market value following restoration, automatic cover for newly acquired items and broad coverage for pairs, sets and collections
• Award winning claims service with exceptionally rapid settlement
• New for old cover including clothes
• Cash or replacement as an option following loss
• One policy covering secondary or numerous homes and contents for easy administration
• Additional coverages available including travel, legal expenses, public liability and motor